“[B]elieve it or not, the financial choices we make in our 20s can change whether we retire comfortably or struggle to catch up later. One of the best, and in my opinion the absolute best, tools for young people is the Roth IRA. Thanks to recent changes in U.S. tax law, there’s even more reason to start early.”
Enjoy this article by Peyton Williams ’27, published September 12, 2025, in the Grinnell College student newspaper The Scarlet & Black.
Peyton Williams, a junior studying economics and religious studies, writes on financial markets and personal wealth strategies. He holds the SIE and Series 66 licenses through the Financial Industry Regulatory Authority and the Accredited Asset Management Specialist professional designation through the College for Financial Planning, a Kaplan-Company.
